The Home Buying Process
GET PRE-APPROVED
- Meet with a lender
- Prepare your credit
- Set a budget
1
MEET WITH YOUR AGENT
- Discuss budget
- Research area neighborhoods
- Set wants & needs
2
FIND YOUR HOME
- Tour homes
- Adjust criteria if necessary
3
MAKE AN OFFER
- Research comps in the area
- Work with your realtor to set up the best offer
- Negotiations may occur
4
OFFER SIGNED
- All negotiations are finished
- Both parties have signed contract
5
INSPECTIONS
- Professional inspects the property
- Discovers issues that may need to be worked into the purchase agreement
- Negotiate repairs
6
APPRAISAL
- Professional ensures the property is worth the loan and purchase price you agreed to pay
7
TITLE COMMITME
- The title company will send you a title insurance policy for the property after closing
9
DOCUMENTS TO LENDER
- Make sure all requested docs are sent to your lender prior to closing
10
CLOSING
- Final walk-through
- Sign closing documents
- Receive your keys
11
